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Financial and Insurance Information


Woman filling out insurance paperwork at Mountain State Oral and Facial Surgery in West VirginiaYour care is our top priority at Mountain State Oral & Facial Surgery. To best assist you, we offer reasonable prices for your consultation, oral surgery and dental implant appointments and accept all major credit cards and payment methods. Acceptable forms of payment include:
•  Visa®
•  MasterCard®
•  American Express®
•  Discover®
•  CareCredit®
•  ScratchPay®
•  AblePay®


Unless prior arrangements have been made, you are responsible for making your payments in full for every appointment. If you would like to discuss your account with a member of our staff, please contact our office at any of our locations.

On the day of your surgery, our staff may be able to help you submit a claim to your insurance. We accept most insurance providers, and you may be sent a statement of your bill once your insurance company has issued a response to your claim. Any remaining or outstanding balance on your bill that is not claimed by your insurance is your responsibility.

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AblePay


Save up to 13% on out-of-pocket medical expenses with AblePay!
AblePay is a NO-COST program (not a credit card) that allows you to save on out-of-pocket medical expenses (copays, deductibles, and coinsurance). All Mountain State patients are automatically accepted into the program, without credit checks.

AblePay works with any primary health insurance, and you can add anyone to your AblePay account you are willing to be financially responsible for. The program provides flexible payment terms (all with savings or 0% interest), and you decide what option meets your financial needs on every bill.

If you ever have a question, AblePay advocates are available to help you navigate the billing process.

How It Works:
You can easily enroll in a few minutes by providing your demographic information, adding anyone you want to be financially responsible for, and choosing your default payment method and term. We can assist with any unpaid bills, and you can upload a copy during enrollment.

Once enrolled, you will receive an AblePay card for yourself and anyone tied to your account. If you upload a current bill for processing, we will notify Mountain State and process the bill through AblePay.

During your next visit, you may be asked to verify or present your primary health insurance and AblePay cards. Mountain State will enter AblePay as a secondary (or tertiary) payer to process all your out-ofpocket medical claims.

Once your primary insurance processes the claim (you will still receive your EOB from your insurance provider), your payment responsibility is sent to AblePay. We will notify you when a claim is received. You will have five days to decide which payment option works for your current financial situation. All your bills will be paid using our convenient member portal.


Learn More & Enroll

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CareCredit



CareCredit helps you pay for out-of-pocket healthcare expenses for you and even your family! Once you are approved, you can use it again and again* to help manage health, wellness and beauty costs not covered by insurance. Whether you use your healthcare credit card to pay for deductibles, or for treatments and procedures not covered by insurance*, CareCredit helps make the health, wellness and beauty treatments and procedures you want possible today.


Learn More & Enroll

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ScratchPay



Need more time to pay? ScratchPay is a payment plan option (not a credit card). This means we break payments into easy-to-manage monthly payments with a simple APR interest rate and no hidden fees for your patients. ScratchPay does not charge fees for prepayment fees, application fees, or any annual fees. With their easy-to-use app you will be able to set up Autopay and manage your plan


Learn More & Enroll

Ashland Office

2301 Lexington Ave, Suite 120
Ashland, KY 41101

Beckley Office

150 Brookshire Lane
Beckley, WV 25801

Charleston Office

869 Oakwood Rd
Charleston, WV 25314

Huntington Office

3135 16th Street Road, Suite 20
Huntington, WV 25701

Hurricane Office

100 Prestige Park Drive
Hurricane, WV 25526

Kanawha City Office

4307 MacCorkle Ave SE
Charleston, WV 25304

Parkersburg Office

417 Grand Park Drive, Suite 103
Parkersburg, WV 26105

Princeton Office

220 Locust Street
Princeton,WV 24740

Vinton Office

895 E Washington Ave
Vinton, VA 24179


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Dental Implants, WV • Mountain State OMS - Finacial Info
Whether you need a dental implant or oral surgery, our experience and expertise here at Mountain State OMS will ensure you have a positive surgical experience!
Mountain State Oral and Facial Surgery, 1215 Virginia St. E, Charleston, WV 25301 \ 304-345-1092 \ mtstateoms.com \ 6/6/2023 \ Page Phrases: dental implants Charleston WV \